The legal landing page is a map, not the contract
Microsoft is explicit that this page is just a convenience overview of the terms covering Power Platform and Dynamics 365 (together, "Business Applications"). The documents it points to are the things you actually agreed to — and it warns that other services, software, and content "may be governed by additional or different terms not listed." Translation: the page is a directory. The binding rules live elsewhere, and the list isn't even exhaustive.
Which contract governs you depends on how you bought
There isn't one "Microsoft agreement." Your master contract is decided at checkout — but no matter which road you take, the same two rulebooks get bolted on underneath.
| How you bought | Your master agreement | Always attached underneath |
|---|---|---|
| Online — purchase, renewal, or free trial | Microsoft Customer Agreement (MCA), or the older Online Subscription Agreement where MCA isn't available in your region | The Product Terms + the Data Protection Addendum (DPA) — incorporated by reference into whichever master agreement applies |
| Volume licensing — e.g. an Enterprise Agreement | The volume licensing agreement you signed (contact your Microsoft account rep or volume licensing to get a copy) |
Surprising & impactful takeaways
The real data promises live in the DPA — not here
The Data Protection Addendum is where Microsoft's actual commitments about how it handles your data sit: GDPR obligations, processor responsibilities, sub-processors, and security. The Product Terms define per-product licensing. You agreed to both even if you never opened them.
Copilot has its own separate rulebook
Copilot features are governed by a distinct set of Terms for Microsoft Generative AI Services, layered on top of your normal agreement. And some Copilot features that plug into other Microsoft services ("Copilot Integration Services") pull in yet another layer of Supplemental Terms of Service.
Preview features play by weaker rules
Anything marked "Preview" runs under supplemental preview terms — generally "as-is", no SLA, and subject to change or removal without notice. Microsoft's normal data protection obligations may also be reduced for preview features.
There's also a separate Communication Services Preview terms for features involving real-time communications.
Bing Search quietly switches you to consumer terms
Use of Bing Search inside the products is governed by the Microsoft Services Agreement (the consumer MSA) and the Microsoft Privacy Statement — a different, more consumer-style agreement than your enterprise contract.
SLAs give you credits — not refunds or downtime compensation
The Service Level Agreements cover uptime and connectivity for GA services only (previews are excluded). When Microsoft misses the SLA, your remedy is service credits applied to a future billing period — not cash refunds, not compensation for business loss.
You must proactively claim them, typically within 30 days of the incident. Exclusions include planned maintenance and issues caused by customer configurations or third-party integrations.
Where your data lives — and how to prove it
The Trust Center covers security, privacy, and compliance. The Service Trust Portal is where the receipts are — audit reports, GDPR documentation, and compliance guides. There's also a data-residency explorer for product availability by geography and where customer data is stored.
Government & sovereign clouds = their own terms
Dynamics 365 US Government (GCC) has a separate Service Description — commercial GA features aren't automatically available there. And Dynamics 365 / Power Platform in China are operated by 21Vianet — a Chinese company, not Microsoft — under entirely different terms.
Pricing terms are per-product — there's no single price sheet
Each product has its own "offer details" page carrying that product's pricing and conditions: Dynamics 365, Power BI, Power Apps, Power Automate, and Copilot Studio each have separate documents.
Every app ships its own software licence
The mobile apps (iOS / Android / Windows), desktop tools like Power BI Desktop and Power Automate Desktop, SDKs, and on-premises builds each carry their own software licence terms and third-party notices — separate from the cloud service terms.
Programs, trials & LCS bring add-on terms
Customer programs run under the Customer Programs Agreement. Trials have their own supplemental terms. And Lifecycle Services (LCS) — the admin portal used with Dynamics 365 Finance and Supply Chain Management — is governed by separate Combined Terms.
Official Microsoft links
Everything above is summarized from these. When it matters, read the real thing — start with the landing page that ties them all together.
The agreements
- Microsoft Customer Agreement (MCA)Master agreement for most online buyers
- Microsoft Online Subscription AgreementUsed where MCA isn't available
- Product TermsPer-product licensing & use rights
- Data Protection Addendum (DPA)How Microsoft handles your data
- Licensing Terms pageHub where these documents live
AI & previews
- Terms for Microsoft Generative AI ServicesGoverns all Copilot features
- Supplemental Terms of ServiceCopilot Integration Services add-on
- Preview Supplemental TermsApplies to any preview feature
- Communication Services Preview TermsFor real-time comms previews
Trust & compliance
- Microsoft Trust CenterSecurity, privacy & compliance overview
- Service Trust PortalAudit reports & GDPR documentation
- Data residency explorerWhere customer data is stored by region
- Service Level AgreementsUptime & connectivity commitments
- Microsoft Privacy StatementPrivacy policy across all services
Special clouds, programs & offer details
- Dynamics 365 US Government Service DescriptionGCC cloud
- Dynamics 365 by 21Vianet (China)Sovereign cloud terms
- Power Platform by 21Vianet (China)Sovereign cloud terms
- Customer Programs AgreementDynamics & Power Platform programs
- LCS Combined TermsLifecycle Services (Finance & SCM)
- Microsoft Services AgreementGoverns Bing Search use in-product
The page this summarizes
- Business Applications legal landing pageThe official overview & full link directory — go here first